Emergency Fund

Personal Loan vs. Credit Card: Cheaper for Emergencies?

May 25, 2026 by Ajeet

From above transparent hourglass with flares on fragile surface near pile of banknotes with numbers and official seal

Life is unpredictable, and financial emergencies can strike anyone. For young Indians, navigating these crises often means choosing between a personal loan and a credit card. Which option truly offers a cheaper and more sustainable solution?

Emergency Fund on ₹25K Salary: Your Financial Safety Net

May 25, 2026 by Ajeet

Detailed shot of a wooden savings box with an Indian coin, symbolizing wealth and investment.

Building an emergency fund is crucial for financial stability, especially for young professionals in India. Even with a modest salary of Rs 25,000, it’s absolutely achievable. This guide will show you how to start and grow your financial safety net.